HBD Dilemna - To unstake or to keep staking... Hi HODLers, Khal just dropped another bombed out there as it seems pHBD is sooner than soon! I cannot find the tweet but he is basically anouncing that we might want to consider withdrawing HBD from our Savings on HIVE! ![image.png](https://images.hive.blog/DQmPUPiGhAEBW8W3RrLyEdnhLhdVadLmDbPZa6ynkwzWiwU/image.png) [Image Source](https://images.hive.blog/1200x630/https://i.imgur.com/we1tz4O.png) **The estimated APR would be around 40% by providing the USDC-HBD LP!** This is twice as much as an already VERY high rate. Of course there are more risks involved: Impermanent losses, hacking of the Polycub platform, etc... You also need twice the capital as you will need to buy USDC to be able to pair it 1-1. So I am a little bit torn as I was using the HBD savings as the safest and simplest way to get yield. Now there is more yield with also more risk and I don't know what to do! #### Khal is looking for HBD liquidity! ![image.png](https://images.hive.blog/DQmchuWHff71BUjm7cuTw88z8cpKesPQ3bRpv2uDdNR2hCV/image.png) Anyone with some extra HBD to sell? Stay safe out there, it is about to get crazyyyyyyyyy... ![image.png](https://images.hive.blog/DQmf8M7sc1D6qBdBhsPoCWTLWSr2yEc1xXeBteBJrkFyB5s/image.png) #### Latest Analysis * [HBD - USDC Pool is coming! Prepare to get rich, steadily...](https://leofinance.io/@vlemon/hbd-usdc-pool-is-coming-prepare-to-get-rich-steadily) * [Kevin O'Leary has now 20% of his portfolio in Crypto! But which ones!?](https://leofinance.io/@vlemon/kevin-o-leary-has-now-20-of-his-portfolio-in-crypto-but-which-ones) * [Staking is the name of the game! Sticking with my strategy](https://leofinance.io/@vlemon/staking-is-the-name-of-the-game-sticking-with-my-strategy) * [Is Mexico next to adopt Bitcoin as a legal tender? Vote later this year!](https://leofinance.io/@vlemon/is-mexico-next-to-adopt-bitcoin-as-a-legal-tender-vote-later-this-year) Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@vlemon/hbd-dilemna-to-unstake-or-to-keep-staking) @vlemon

hbd

That means more options for HBD holders. @

It's definitely about to get ***weird*** in a good way. I'd sad 70% in pHBD-USDC, 30% in savings just to have a balance Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@l337m45732/re-vlemon-46c5wx) @l337m45732

The shortage of HBD is interesting, 20 percent interest is no joke in a token you can really trust. I think it will be interesting to see in a down market if it is sustainable, but it certainly holds appeal right now Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@whatsup/re-vlemon-45csdd) @whatsup

I think I'll probably just leave it in the savings. While it is attractive, the returns are locked for 90 days and it also means 90 days of not being able to compound unless you want your rewards cut in half. Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@jfang003/re-vlemon-3bic4x) @jfang003

Another bomb :D @howzat

The scarcity in HBD is a good thing as no one is willing to sell. Waiting the confirmation in the announcement to move mine from savings. I love the more risks, more rewards Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@jersteemit/re-vlemon-5sdjyf) @jersteemit

HBD is becoming like a stable coin. Now there's is more choice, the interest rates is awesome ! @olympicdragon

> Of course there are more risks involved: Impermanent losses, hacking of the Polycub platform, etc... >You also need twice the capital as you will need to buy USDC to be able to pair it 1-1. I think both USDC/HBD are pegged at 1$ so it seems risk-free on impermanent loss And you can convert HBD to pHBD and sell half of pHBD to USDC. With the same capital, we still can get higher APR ;) Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@sodomlv/re-vlemon-49hlg7) @sodomlv

Not selling anything and for the moment I will hold the little HBD I have in savings. Will see about the pHBD-USDC staking option we'll have in the future. Posted using [LeoFinance Mobile](https://leofinance.io) @acesontop

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